Cruise Planners is a travel agency that has been accused of being a pyramid scheme. A pyramid scheme is a business model that recruits members via a promise of payments or services for enrolling others into the scheme, rather than supplying any real investment or sale of products or services to the public.
There are a number of reasons why people might believe that Cruise Planners is a pyramid scheme. First, the company relies heavily on recruitment to grow its business. Second, Cruise Planners consultants are encouraged to recruit new members by offering them commissions on the sales that those new members make. Third, Cruise Planners has a complex compensation structure that makes it difficult for new consultants to earn a significant income.